In a country where job opportunities are hard to find and inflation continues to rise, the Akhuwat Foundation has once again stepped up with a ray of hope. Their latest initiative Akhuwat Rozgar Scheme 2025 has officially launched across Pakistan, aiming to empower the unemployed and small-scale entrepreneurs with interest-free loans. This new scheme has already started gaining attention, and for all the right reasons. Let’s walk through the complete details so you can benefit from this golden opportunity.
Table of Contents
What is the Akhuwat Rozgar Scheme 2025?
The Akhuwat Foundation has always been known for helping low-income families through microfinance. In 2025, they’ve gone a step further by launching a special Rozgar (employment) scheme focused on supporting individuals who want to:
- Start a small business
- Expand an existing shop or stall
- Learn a skill and open their own setup
- Become self-employed in any profession
The idea is simple: give people the capital they need, without charging any interest, so they can stand on their own feet with dignity.
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Table: Quick Information
| Category | Details |
| Scheme Name | Akhuwat Rozgar Scheme 2025 |
| Loan Amount | Rs. 20,000 to Rs. 150,000 |
| Interest Rate | 0% (Completely Interest-Free) |
| Eligibility | Pakistani citizens (18 to 60 years) |
| Purpose | Small business setup or expansion |
| Application Method | Offline – Submit form at Akhuwat office |
| Form Download | www.akhuwat.org.pk |
| Repayment | Easy monthly installments |
| Documents Needed | CNIC, Photos, Business Plan, Utility Bill, Reference Letter |
| Verification | Home and business visit by Akhuwat team |
Eligibility Criteria for the Akhuwat Rozgar Scheme
This scheme is designed for deserving and hardworking individuals. There’s no rocket science involved, but a few things are important:
- You must be a Pakistani citizen
- Your age should be between 18 to 60 years
- You should have a clear business idea or plan
- Your character must be verified by the local mosque or community
- You must belong to a financially struggling background
Both men and women are encouraged to apply, and preference will be given to those who are truly passionate about becoming self-reliant.
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Loan Amount and Terms
Under this scheme, you can get a loan ranging from Rs. 20,000 to Rs. 150,000, depending on your business plan and requirement. Here’s what makes it unique:
- 100% Interest-Free
- Easy monthly installments
- No hidden charges or fees
- Flexible repayment schedule
The loan is given purely on a trust basis. This is what makes Akhuwat different — they believe in people instead of paperwork.
How to Apply for Akhuwat Rozgar Scheme 2025
- Download the Application Form
👉 Visit www.akhuwat.org.pk and download the Rozgar Scheme form. - Fill the Form Carefully
Enter your personal details, business idea, and contact information. - Attach Required Documents
CNIC copy, passport-size photos, Business plan (basic idea), Utility bill (for address), Recommendation letter (from mosque imam or community elder) - Visit Nearest Akhuwat Office
Submit the form and documents at your nearest Akhuwat branch. - Home & Business Verification
The Akhuwat team will visit your home or proposed business place for verification. - Wait for Approval Message/Call
If approved, you’ll be contacted for loan issuance. - Receive Loan & Start Business
Get the interest-free loan in hand or via bank, and begin your business journey.
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Required Documents for the Akhuwat Rozgar Scheme
- CNIC Copy – Valid National Identity Card
- 2 Passport-Size Photos – Recent photographs
- Business Plan – Short description of your idea
- Utility Bill Copy – For address verification
- Recommendation Letter – From mosque imam or local elder
Akhuwat’s Mission – Powered by the People
Akhuwat’s core strength is its community model. Most of their loans are recovered successfully because they’re based on trust, mutual respect, and a moral contract rather than legal threats. They operate out of mosques, which helps keep costs low and reach deep into the grassroots level of society.
As Dr. Amjad Saqib, the founder of Akhuwat, often says, “We believe poverty can be eliminated, not by aid, but by enabling people to help themselves.” And this scheme reflects that very belief.
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Final Thoughts
The Rozgar Scheme 2025 is not just another loan scheme, it’s a lifeline for millions. If you or someone you know is struggling to find work or wants to start a business but lacks capital, this is your chance. Pakistan doesn’t lack talent, just opportunities. And thankfully, with organizations like Akhuwat, those opportunities are now within reach.