Apni Zameen Apna Ghar Scheme E-Portal Launched – Apply Online Your 3 Marla Plot

The Punjab government, under the leadership of Chief Minister Maryam Nawaz Sharif, has officially launched the E-Portal for the Apni Zameen Apna Ghar Scheme. This program aims to provide free 3-marla residential plots to poor and homeless families across Punjab. The newly launched website (https://azag.punjab.gov.pk) now allows eligible people to apply online easily, making the process digital, transparent, and convenient.

Purpose of the Apni Zameen Apna Ghar Scheme

This scheme is specially designed for landless and low-income families in Punjab. It helps deserving citizens who are living in rented houses, temporary shelters, or with relatives by giving them ownership of land. Through this scheme, the government is not just offering plots but also free interest-free construction loans to help them build their own homes.

CM Maryam Nawaz said the scheme is part of her government’s vision to offer shelter and security to the poor. She added that more than 300 new homes are being built daily, and this is just the beginning. In the first phase, 2,000 plots will be given in 23 housing schemes across 19 districts of Punjab.

Apni Zameen Apna Ghar Scheme E-Portal Launched

Key Features of Apni Zameen Apna Ghar Scheme

Free 3-Marla Residential Plots (675 Sq Ft)
Interest-Free Construction Loan up to Rs. 1.5 Million
Easy Installments: Rs. 14,000 per Month for 7 Years
3-Month Grace Period Before Repayments Start
No Application Fee
Online and Offline Registration Available
Balloting System for Fair Selection
Priority for Widows, Orphans, Disabled & Poor Families

Apni Zameen Apna Ghar Scheme Districts Covered in Phase-I

The plots will be allotted in the following 19 districts:

Lodhran, Renala Khurd, Pattoki, Mamun Kanjan, Jhelum, Sahiwal, Vehari, Chiniot, Mianwali, Khushab, Rajanpur, Muzaffargarh, Toba Tek Singh, Pakpattan, Bahawalnagar, DG Khan, Bhakkar, Layyah, and Bahawalpur

These areas were selected based on available government land and housing needs.

Eligibility Criteria for the Apni Zameen Apna Ghar Scheme

To apply for the scheme, you must meet the following conditions:

Be a permanent resident of Punjab (with CNIC)
Monthly household income should be less than Rs. 50,000
No property owned by applicant or their family
No criminal record or loan default
Must be 18 years or older
Must have completed the Punjab Socio-Economic Registry (PSER)

How to Apply for Apni Zameen Apna Ghar Scheme?

Online Application Process:

Go to the official portal: https://azag.punjab.gov.pk
Click “Register” to create your account
Fill in your personal details and contact info
Upload required documents like CNIC, income proof, etc.
Submit your form and track it through your dashboard

Offline Application Process:

Visit your District DC Office
Go to the Apni Zameen Apna Ghar Scheme desk
Submit original documents and get help filling the form
Receive a tracking slip for updates

Read More: BISP 8171 New Payment Update

Construction Loan Facility

Applicants who receive plots can apply for an interest-free loan up to Rs. 1.5 million to build their house. The repayment is Rs. 14,000/month for 7 years, with a 3-month grace period. The Punjab government has set aside Rs. 36 billion to support over 33,500 families with this construction loan.

Transparent Balloting System

All applications will be verified through:

NADRA database
Punjab Land Records
Bank and criminal background check

After verification, a digital balloting system will choose the final beneficiaries. The list will be available online and through SMS alerts.

Final Thoughts

The Apni Zameen Apna Ghar Scheme is one of the most important welfare projects in Punjab’s history. By providing free plots and construction loans, the government is giving land, shelter, and dignity to the poorest families. This initiative will change thousands of lives and help many escape poverty and homelessness.

If you or your loved ones are eligible, don’t wait. Visit https://azag.punjab.gov.pk and apply today. This is your chance to own a piece of land and build your dream home in Punjab.