In this article there is important information about how to check your application status, especially for those who have already submitted their application form and paid their PSID challan,to resolve verification issues like PSID NULL.
Once the challan is paid, your account on the portal will start showing five important checkboxes (✅ or ❌). These are crucial because your application progress depends on them. If any of them is marked with a cross (❌), you must edit your application carefully. Remember: you can only edit your application once, so make sure you understand each point before making changes.
Table of Contents
Let’s now understand what these five points mean and how to fix the errors:
1. Filer Verification
- This checks whether you are a tax filer or not.
- If you haven’t paid your income tax for the year 2023-2024, your Filer Verification will show ❌.
- Pay your pending tax through FBR.
- Then go to FBR’s Active Taxpayer List.
- Enter your CNIC number and check your status.
- If it says “Active Late”, it means you’ve paid the tax late, but you’re still active. Wait 3-5 days the status will turn ✅ automatically.
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2. NTN Verification
- Every registered business must have an NTN (National Tax Number).
- You should enter the NTN of the person under whose name the business is registered.
- Example: If your father owns the business and the NTN is under his name, enter his NTN, not yours.
- Mismatch between your CNIC and the NTN holder’s name will cause a ❌.
3. Excise Verification
- This checks if: You have a vehicle registered in your name. You have paid the annual vehicle tax.
- If you haven’t paid token tax or have unpaid traffic fines, this field will show a ❌.
- Pay your vehicle token tax and any pending challan.
- The system will automatically update in a few days.
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4. NADRA Verification
- Your Computerized National Identity Card (CNIC) must be valid and not expired.
- If your CNIC expired after you applied, the system will show ❌.
- Go to NADRA, renew or update your CNIC details.
- After that, the portal will update your status to ✅.
5. SIM Verification
- The mobile number you provide must be:Registered under your own CNIC.
- Many people use numbers not registered under their CNIC, which causes a ❌.
- Make sure the SIM number you enter belongs to you and is registered in your name.
- If not, register a new SIM or update the existing one to your CNIC.
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Asaan Karobar Finance Edit Application Carefully
If you get ❌ on any of the above, the portal will give you only ONE chance to edit your application. Be very careful:
- Correct all the mismatches.
- Double-check the information.
- Make sure your NTN, SIM, CNIC, and tax details are accurate.
Once you click submit after editing, you won’t be able to change anything again.
Important Tips
- Pay your income tax if not already done.
- Use the correct NTN of the business owner.
- Clear your vehicle token tax and traffic fines.
- Make sure your CNIC is valid and not expired.
- Use a mobile number registered on your own CNIC.
- Edit your application only once and very carefully.
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Final Thoughts
This scheme is a great opportunity for small business owners, but you need to follow the process carefully. Just one ❌ can delay or reject your loan. So:
- Keep your documents updated.
- Pay any pending taxes or fines.
- Use only your own personal details (CNIC, SIM, NTN).
- Edit the form only after full verification — you get just one chance.
This article will prove to be very important for you. Stay connected with us for more information. Thank you.