The Benazir Income Support Program (BISP) is taking a big step towards making Pakistan a digital country. In a recent meeting, BISP Chairperson Senator Rubina Khalid and Karandaaz’s Chief Digital Officer Sharjeel Murtaza decided to begin a digital payment trial using the Raast system. This initial project will run in seven selected regions. The aim is to send BISP payments directly to mobile wallets so that people can receive money easily and safely. This system will help reduce long queues and provide a better experience for the poor who depend on this support.
Table of Contents
| Main Feature | Benefit |
| Raast Payment System | Fast and secure money transfer |
| Mobile Wallet Integration | Money directly on mobile |
| Biometric Security | Safe and verified transactions |
| Pilot in Low-Workload Areas | Easier testing and improvements |
What is the Raast System? – Digital Payment System by State Bank
Raast is Pakistan’s first instant digital payment system. It was started by the State Bank of Pakistan. The main purpose of Raast is to make payments fast, secure, and affordable. It helps people send and receive money safely through mobile phones. With Raast, poor families can get government support without visiting banks or offices. This system is part of the government’s goal to include more people in the financial system. Using Raast will also reduce fraud and mistakes in payments, making the whole process better for everyone.
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Key Decisions in the BISP Meeting – Raast and Wallet Rollout
In the meeting, BISP and Karandaaz made some important decisions:
● Pilot in 7 Areas: The new payment system will first be tested in 7 regions.
● Low-Work Areas Chosen: These areas are easier to manage with less rush.
● Mobile Wallet Use: Payments will be sent through mobile wallets.
● Biometric Needed: Fingerprint check will still be required.
● Nationwide Plan: If it works well, it will be used all over Pakistan.
Main Goals of BISP Digital Transformation – Better Life for Beneficiaries
The main goal of this project is to make life easier for the people who receive BISP payments. Senator Rubina Khalid said they want to help over one crore beneficiaries by sending money directly to their phones. This will reduce the need to stand in long lines. People will get their payments faster, without waiting or traveling far. The system will make sure that payments are clear and properly recorded. It also respects the dignity of the poor by giving them an easy and modern way to get their support.
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Benefits of Digital Payments and Mobile Wallet – Safe and Easy Use
The new system offers many benefits for BISP users. Here are some of the main advantages:
● No need to wait in long lines at BISP offices
● Money will come directly to your mobile phone
● Transactions are secure and can be tracked
● More women will join the banking system
● Less crowd and stress at BISP centers
This system will help more people get their money safely and on time. It also helps the government check if payments are going to the right people.
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Pilot Areas and Future Expansion – Low-Workload Regions Chosen
In this pilot project, BISP will test mobile wallet payments in areas where there are fewer problems and less work pressure. These areas are not yet named, but they were selected because of their low rush and easy management. If the system works well in these regions, it will be expanded to the rest of Pakistan. This step-by-step process helps the government find and fix any issues before a full launch. It also allows them to collect feedback and improve the system based on real user experience.
Conclusion
In this article, we are sharing all the details about the BISP Digital Transformation 2025. This new plan will help BISP send money faster, safer, and with more respect for the people who need it. Using the Raast system and mobile wallets, poor families will no longer need to visit offices or wait in long lines. This program is not just about technology—it’s about making life better for over 10 million people across Pakistan by using digital tools to support them in a smart and easy way.
Read More: BISP New Payment Start In 44 Districts
FAQs
Will I need the internet to receive money through Raast?
No, you can receive money even without internet if your mobile wallet supports offline access.
How will I know if I am part of the pilot region?
BISP will contact the selected beneficiaries directly through SMS or local office announcements.
Can I use any mobile wallet with Raast?
Only wallets that are connected with the Raast system and approved by BISP will be allowed.
What happens if I lose my phone?
Your wallet is protected with biometric verification, so your money stays safe. You can recover it through official support.