The Punjab Government, under the leadership of Chief Minister Maryam Nawaz, has launched a major initiative called Apna Ghar Apni Chhat Scheme to help low- and middle-income families build or buy their own homes. This scheme is designed to provide affordable housing through government-backed loans of up to PKR 2.5 million. So far, 17,500 applications have already been approved, making this scheme a ray of hope for thousands of families across Punjab.
This article will guide you on how to check your loan application status, what documents are required, and how to view district-wise results. If you have already applied, now is the time to take action and see if your name is in the approved list.
Table of Contents
What Is the Apna Ghar Apni Chhat Scheme?
This housing scheme is aimed at supporting deserving families who cannot afford to build a home due to financial limitations. The process is very simple. You apply online, upload your documents, and wait for the approval. The scheme covers both urban and rural areas and is open to all eligible residents of Punjab who do not already own property.
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Steps to Check Apna Ghar Apni Chhat Application Status
Many people are confused about how to check their loan application status online. Follow these easy steps to track your application:
- Visit the Official Website
Open your browser and go to acag.punjab.gov.pk. Once there, click on the “Apply Now” button. - Log in to Your Profile
Enter your CNIC number and password that you used during registration. - Click on “Application Status” Tab
After logging in, look for the “Application Status” option in your dashboard and click it. - Enter Your Tracking ID
You will be asked to input the Tracking ID that was given to you during the submission of your application. - View Your Status
Click on “Check Status” to find out if your application has been approved, under process, or rejected.
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District-Wise Balloting Result – Check If You Got Selected
The balloting results are now live, and applicants can easily view the district-wise list of approved loans. Just follow these steps:
- Go to acag.punjab.gov.pk
- Click on “Balloting Result List”
- Select your district
- View or download the list
- Search your name, CNIC, father’s name, and other details
District Data:
| District | Total Applications | Loans Approved |
| Faisalabad | 4,375 | 316 |
| Lahore | 6,734 | 628 |
Required Documents for the ACAG Scheme
If you haven’t applied yet or want to check your application documents, make sure you have submitted the following:
- Valid CNIC
- Proof of income (e.g., salary slip or bank statement)
- Utility bill (electricity, gas, or water)
- Passport-size photograph
- Affidavit (Declaration that you do not own any property)
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Contact ACAG Helpline
If you are facing any issues with login or application status, you can get help through the official helpline:
- 📞 Phone: 042-99213419 / 042-99213428
- 📧 Email: info@phata.punjab.gov.pk
- 🕒 Timing: Available during working hours
Final Thoughts
The Apna Ghar Apni Chhat Scheme is not just another government promise—it’s a real chance for you to finally own your house. With 17,500 loans already approved, many families are now on the way to having a secure home. If you applied, don’t wait—check your application status today. And if your loan is approved, stay tuned because the next steps to receive your funds will be shared soon.
Don’t miss this golden chance—your dream home could be just a few clicks away!
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