The CM Punjab Rozgar Scheme 2025 is a golden opportunity for the youth of Punjab to get financial support and start or grow their businesses. Under this scheme, the Government of Punjab is offering loans from Rs. 1 million to Rs. 10 million with easy installments and a 6-month grace period. If you’re from Punjab and aged between 20 to 50 years, this guide will walk you through the entire online application process, step by step.
Table of Contents
Eligibility Criteria for CM Punjab Rozgar Scheme
- Applicant must be 20 to 50 years old
- Must have Punjab domicile
- Must have a valid CNIC
- Can be male, female, transgender, or disabled
- Educational degree, diploma, or skill certificate preferred
- Both new and existing businesses are eligible
- Must contribute equity (20%) – for women/disabled/transgender only 10%
- Must have a clean credit history
- Able to repay loan in 5 years
- Loan range: Rs. 100,000 to Rs. 10,000,000
- Maximum 6 months grace period before repayment starts
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How to Online Apply for CM Punjab Rozgar Scheme 2025
Step 1: Visit the Official Website:
Go to the official portal: rozgar.psic.punjab.gov.pk
Step 2: Create an Account:
Click on “Applicant Sign-Up” and fill in the required information:
- Full Name
- CNIC Number (and confirm it)
- Email Address
- Mobile Number (and confirm it)
- Create and confirm a password
Then, verify your email through the link sent to your inbox.
Step 3: Login & Start Application:
After verification, go back to the website and login using your CNIC and password.
Click on “New Application” to begin.
Step 4: Filling Out the Application Form:
1. Personal Information
- CNIC details
- Photo upload
- Father’s/Husband’s Name
- Gender, DOB, Domicile
- Address details (Permanent & Current)
- Electricity Bill Consumer ID
- Upload recent utility bill
2. Education & Skills
- Last qualification (Matric/Inter/Graduation)
- Upload degree or certificate
- Mention any technical or vocational skills
- Attach any experience certificates
3. Business Information
- New or existing business
- Nature of business
- Business address
- Required loan amount
- Business plan (upload if available)
- Monthly income & expenses
- Mention equity (self-investment)
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4. Guarantor Details
- Name, CNIC & phone number of guarantor
- Upload any asset information (property, vehicle, etc.)
- Clearly mention the net worth of assets
5. Credit History
- Mention if you have taken any previous loans
- Fill in credit history if available
6. Reference Details
- Two references (Name, CNIC, Phone)
- Confirm if the reference is a political figure or not.
Final Step: Review & Submit
Before submitting, thoroughly review your application for errors or missing information. After verifying everything:
- Agree to terms & conditions
- Click on Submit Application
You will receive a confirmation on your screen and via email.
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Required Documents for CM Punjab Rozgar Scheme
| Document | Required for Upload |
| CNIC (Front & Back) | ✅ |
| Passport Size Photograph | ✅ |
| Educational/Technical Certificate | ✅ |
| Latest Electricity Bill | ✅ |
| Proof of Assets (if applicable) | ✅ |
| Business License (if registered) | Optional |
Final Thoughts
The CM Punjab Rozgar Scheme 2025 is an outstanding effort by the Government of Punjab to tackle unemployment and empower youth. With its low-interest loans, easy installments, and transparent online process, it’s your chance to turn your business dreams into reality. Just make sure to fill out the application honestly and accurately, and don’t forget to upload all necessary documents for better chances of approval.
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