The “Apni Zameen Apna Ghar” program is an important step by the Punjab government to provide free 3-marla plots to poor and homeless people in the province. The program aims to help those who cannot afford their own house. To make sure the plots are used correctly, the Punjab Housing and Town Planning Agency (PHATA) has created some rules called Terms and Conditions (TORs). These TORs must be followed by everyone who is given a plot. In this article, we explain all these conditions, so everyone can understand.
Table of Contents
Key Point | Description |
Plot Use | Must be only for residential purposes |
Construction Time | Must start in 6 months, finish in 2 years |
Transfer Restriction | Cannot sell or transfer for 5 years |
Legal Compliance | Must follow all building rules and laws |
Construction Timeline Requirements in Apni Zameen Apna Ghar Program
One of the main conditions is that construction of the house must begin within six months after the person receives the plot. This helps make sure that the land is not left empty for years. People must also complete the house within two years of getting possession. If someone fails to build their house on time, they may lose their right to the plot. This rule is meant to stop people from keeping the land without using it, and to make sure it quickly benefits the deserving families.

Plot Transfer and Selling Rules in Apni Zameen Apna Ghar Program
- Five-Year Restriction: The plot cannot be sold, leased, or transferred for at least five years.
- Immediate Cancellation: If the plot is transferred within this period, the allotment will be immediately canceled.
- Personal Use Only: The plot is strictly for personal residential purposes, not for profit.
- Preventing Misuse: This rule ensures that the land is used by those in need and not misused for financial gain.
Rules About Plot Use in Apni Zameen Apna Ghar Program
The plot given under this program can only be used for building a house. It is not allowed to use the land for shops, offices, or any kind of business. Commercial activities and unauthorized construction are strictly banned. If someone breaks this rule, they may face legal action and the plot may be taken back. The purpose of the plot is to provide shelter to the poor, not to create business setups. So, everyone must use the land only for living purposes.
Cancellation of Plot Allotment for Rule Violation
There are clear warnings for people who do not follow the TORs. If someone fails to build the house on time, gives false information in the application, or breaks any rule, PHATA can cancel the allotment. They will send a written notice one month before cancelling the plot. After cancellation, PHATA has the full right to take back the land. No money or compensation will be given in such cases. This keeps the process clean and fair, making sure only honest and needy people benefit.
The plot can be cancelled in the following cases:
- Construction not started within 6 months
- Completion not done in 2 years
- False information given during application
- Attempting to sell or transfer within 5 years
Dispute Resolution and Inspection Rules in Apni Zameen Apna Ghar Program
If there is any problem or conflict about the plot, the matter will be handled by a special Grievance Redressal Committee (GRC) of PHATA. This committee will look into the issue and give a final decision. Also, PHATA can check the construction work at any time. These inspections help make sure that the house is being built properly and all rules are being followed. If any TORs are violated during construction, PHATA can take legal action under the law. This keeps everything under control and fair for all.
How to Apply for the Apni Zameen Apna Ghar Program
- Visit the official website: https://azag.punjab.gov.pk
- Click on “Register” to create a new account
- Log in using your CNIC and password
- Fill out the application form with personal and income details
- Upload necessary documents such as CNIC and proof of residence
- Double-check your information for accuracy
- Submit the application form
- Track your application status on the portal
Importance of Following TORs in Apni Zameen Apna Ghar Program
All applicants must read and understand the TORs before applying. These rules are not just formalities—they are important for making the program successful. Following the conditions shows responsibility and honesty. If people follow the rules, it ensures the program helps the right people and continues to work well in the future. Violating the rules not only affects one family but can harm the whole scheme. That is why the government takes these TORs very seriously and expects full cooperation from all beneficiaries.
Conclusion
In this article, we are sharing all the details about the Terms and Conditions (TORs) for Plot Allotment for Apni Zameen Apna Ghar Program. This program is designed to help poor and homeless people build homes. But it comes with clear conditions to ensure fairness and proper use. These TORs guide how to use the plot, when to build the house, and what happens if someone breaks the rules. By following these terms honestly, citizens can turn this opportunity into a better life for their families.
FAQs
What happens if I start construction late under the Apni Zameen Apna Ghar Program?
If construction is not started within 6 months, PHATA may cancel your allotment after giving a one-month notice.
Can I use the plot for opening a shop or small business?
No, the plot is only for residential use. Any commercial activity is strictly prohibited.
Is there any way to transfer the plot before 5 years?
No, the plot cannot be sold or transferred for five years under any condition. Early transfer leads to cancellation.
What if there is a family dispute over the plot ownership?
Such disputes will be handled by PHATA’s Grievance Redressal Committee (GRC) to ensure fair resolution.