Punjab government has started its house program which aims to provide free plots of 3 lands to poor and destitute families across the province.How many people have a question that the government will really give free plots or only pay the cost of the plot, so let me tell you that this housing scheme will create residential plots and interest-free loans for building houses that you cannot build for free. You will be given plots absolutely free so that people can prepare articles and on top of that, the construction of interest-free loans will also be completed for you.
Table of Contents
Key Highlights of the Apni Zameen Ke Apna Ghar Scheme
- This scheme is going to give free plots in 19 districts of Punjab.
- Those who will get a plot can apply for a 0% interest loan to build their house.
- Construction should start within 6 months after the plot is allotted.
- First priority will be given to these districts: Jhelum, Patki, Mamo Kan, Lodhran, Renala Khurd
- Construction to be paid in full in two years.
Read More: Balloting Result Check Online for Apni Zameen Apna Ghar Program
Table: Key Details
| Feature | Details |
| Program Name | Apni Zameen, Apna Ghar |
| Launched By | Punjab Government |
| Benefits | Free plots, 0% loans |
| Coverage | 19 districts, 23 housing schemes |
| Priority Areas | Jhelum, Pattoki, Mamu Kanjan, Lodhran Renala Khurd |
| Who Can Apply | Homeless, poor, widows, women-led households |
What is the Apni Zameen Apna Ghar Program?
Apni Zameen Apna Ghar program is a welfare housing project of the Punjab government.
Its objective is to provide:
- Land ownership for homeless people
- Affordable areas for young families
- Financial assistance to help families build houses
- This initiative will improve the living conditions of the poor by giving them rights.
Read More: Apni Zameen Apna Ghar Program: After You Get Allotted
Districts Included in the First Phase & Plot Distribution
| No. | District | Number of Schemes | Number of Plots |
| 1 | Rawalpindi (Hazro, Attock) | 5 | 658 |
| 2 | Jhelum, Gujrat, Mandi Bahauddin | 4 | 288 |
| 3 | Lahore, Pattoki, Okara, Renala Khurd | 5 | 518 |
| 4 | Chiniot, Mamu Kanjan, Sillanwali, Jhang | 4 | 131 |
| 5 | Vehari, Lodhran, Sahiwal, Chichawatni | 9 | 270 |
| 6 | Fort Munro, Rajanpur, Bahawalpur, Bahawalnagar | 3 | 27 |
Who Can Apply for Apni Zameen Ke Apna Ghar Scheme?
Eligible applicants include:
- Homeless families
- Families living in slums or rented houses
- Widows and women-headed households
- Poor families who do not own any property in question.
What are the Benefits?
This program offers:
- Free residential plots
- Provision of interest-free loans for house construction
- Widows and underage women will be prioritized.
- Better quality of life and legal ownership
- These benefits are aimed at bringing long-term stability and dignity to poor families.
Read More: Application Status Check for the Apni Zameen Apna Ghar Program
How to Register for Apni Zameen Apna Ghar Scheme?
- Visit the official website: azag.punjab.gov.pk
- Complete the online registration form with your details.
- Get the registration form (free of cost)
- Fill the form completely with correct details
- Submit required documents (CNIC, income proof, etc.)
- Wait for verification by the department
- If eligible, you’ll get a confirmation message or call
- Final list will be displayed at the office and on the website
- Selected people will be called for plot allotment
Contact Information
- Punjab Housing & Urban Development Department
- Official Website: https://phata.punjab.gov.pk
- Helpline Number: 0800-09100
Government’s Vision
Chief Minister Maryam Nawaz said that owning a house is a fundamental right.
This program is designed for those who do not have a roof over their heads, who are either living in slums or living in a rented room of their house and now cannot afford to govern to fulfill this dream.
Read More: Verification Procedure of Apni Zameen Apna Ghar Program