In an incredible initiative to support low-income families and youth in Pakistan, Professor Dr. Hussain Mohi-ud-Din Qadri, son of Dr. Tahir-ul-Qadri, has officially launched the Al-Mawakhat Program 2025. This program offers people across the country a chance to purchase daily use items like bikes, rickshaws, laptops, sewing machines, and solar panels on easy interest-free monthly installments.Let’s explore the full details of the scheme, who can apply, and what documents are needed.
Table of Contents
What is the Al-Mawakhat Program?
Al-Mawakhat is a micro-finance support initiative designed to help people start small businesses or buy essential items without the burden of interest-based loans. This project is working under Al-Mawakhat Microfinance Bank and offers installment plans for:
- Solar Panels
- Motorbikes (new & used)
- Rickshaws
- Laptops (for students)
- Sewing Machines (for females)
- Scooties (for students and females)
- Business Equipment & Personal Loans
All of these are provided on monthly installments with no interest.
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Eligibility Criteria for the Al-Mawakhat Program
To apply for this scheme, the applicant must fulfill the following conditions:
- Age between 18 to 60 years
- Monthly income should be below Rs. 100,000
- Down payment must be at least 10% of the item price
- Must be a resident of Pakistan
- Can repay in 3 to 5 years
People with jobs, students, housewives, and small business owners are all eligible to apply.
Financial Assistance Details
| Category | Minimum Amount | Maximum Amount |
| Business Support | Rs. 20,000 | Rs. 1,500,000 |
| Solar Panel System | Rs. 20,000 | Rs. 500,000 |
| Bike / Rickshaw | Varies | As per model |
| Laptop / Sewing Tools | Varies | As per product |
All these items can be availed with 0% interest and flexible repayment terms.
Required Documents for the Al-Mawakhat Program
To apply for any product or service under this program, the following documents are required:
- Application Form
- Copy of CNIC
- Two Guarantors’ CNIC Copies
- Income Proof (Salary Slip or Business Profile)
- Three Months’ Bank Statement
- Utility Bill Copy (Electricity or Gas)
- Non-Refundable Processing Fee: Rs. 1,000
These documents should be submitted with the application either online or physically at their office.
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How to Apply for the Al-Mawakhat Program?
You can apply for the Al-Mawakhat Program through the following methods:
- Visit Their Office: Township, Lahore (Address available on official website)
- Call or WhatsApp: Phone numbers are given on their Facebook page
- Official Website: Al-Mawakhat Microfinance Bank
- Facebook Page: Regular updates and instructions are shared
Special Features
- No interest at all (completely Islamic finance model)
- Facilities for students, females, and jobless youth
- Multiple product categories under one program
- Monthly installment calculator available online
- Customer support via phone and WhatsApp
- Cancelation option available before final approval
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Final Thoughts
The Al-Mawakhat Program 2025 is a great step toward financial empowerment in Pakistan. Whether you’re a student needing a laptop, a woman wanting to start a tailoring business, or a young person needing a rickshaw or bike for work, this interest-free installment program is a golden opportunity. The entire process is transparent, simple, and accessible for ordinary citizens.
This scheme not only promotes economic growth but also opens up new avenues for self-employment and education.
FAQs
Q1: Can students apply for this scheme?
Yes, students can apply for laptops, scooties, and other study-related tools.
Q2: Is this scheme available all over Pakistan?
Currently, the program is based in Lahore, but online applications are accepted from across Pakistan.
Q3: Can I apply without a job?
Yes, but you must provide a business idea or guarantors for loan approval.
Q4: Is the program only for men?
No, women are also encouraged to apply, especially for sewing machines and scooties.
Q5: How long will the approval process take?
After submitting all required documents, processing may take 1 to 2 weeks.
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